What to ask
Questions to ask a home warranty company
Home warranty companies offer service contracts for certain home systems and appliances. Plans, coverage, and fees differ from company to company. Tell us about your home, and companies that serve your area may contact you to talk through options.
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What's covered
Which systems and appliances the plan includes.
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What's excluded
Common exclusions, like pre-existing issues or improper maintenance.
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Service fees
The service call fee you pay for each claim.
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Coverage limits
The maximum amount the plan pays per item or per year.
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Waiting period
How long before coverage starts after you buy.
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How claims work
How to request service and how technicians are assigned.
How it works
How it works
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1
Share a few details
Tell us about your home and what you'd like covered.
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2
Companies may reach out
Home warranty companies that serve your area may contact you.
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3
Choose what's right for you
Compare plans and contract terms, then decide. No obligation.
FAQ
Frequently asked questions
Is HomeWarrantyCompanies free to use?
Yes. There's no charge to submit a request, and you're never obligated to buy a plan.
Are the companies part of HomeWarrantyCompanies?
No. Home warranty companies are independent businesses. HomeWarrantyCompanies helps homeowners get in touch with them and doesn't sell plans or provide any coverage.
Is a home warranty the same as homeowners insurance?
No. Homeowners insurance generally covers damage from events like fire or storms. A home warranty is a service contract for certain systems and appliances. Ask each company to explain the difference.
Should I compare more than one company?
Many homeowners compare a few plans so they can review coverage, exclusions, fees, and price side by side.
Ready to compare home warranty plans?
Share a few details and home warranty companies may reach out. Free to use, no obligation.